Online Bankruptcy

Filing for bankruptcy online is not actually something that can be done. While you can download free bankruptcy forms, find bankruptcy software online or hire a lawyer to fill out your bankruptcy forms online – however, if you prepare your forms, you can’t file them online, you have to take them to the courthouse.

The court will require you to submit a number of copies of your bankruptcy forms and each court has different rules for the creditor matrix as well.

Do It Yourself – If you choose to file your bankruptcy after filling out the forms yourself, you will need to research and find the information applicable to your state and to the local courthouse you are zoned for. It will also be important to find out what the bankruptcy exemptions are in your state to use in order to exempt your property from being sold in a chapter 7 bankruptcy.

You will also need to represent yourself at your 341 meeting if you file pro se. This is obviously the cheapest method, but it also leaves the most room for errors and confusion.

Hire An Attorney – Should you choose to hire an attorney, they will most likely look over your case, advise you on the best chapter for your situation, they will then complete the bankruptcy forms and submit them to the courthouse.

Your bankruptcy lawyer will represent you at the 341 meeting as well. Hiring a bankruptcy attorney can save you a lot of aggravation, but you will of course have to pay the attorney – paying an attorney is often hard for those that are considering filing bankruptcy.